Pre-1989 Retiree

For those who retired before 1989 from the Home Office or a Distribution Center

Good health makes everything better — especially retirement. That’s why Levi Strauss & Co. offers benefits that support your health and well-being, so you can focus on what matters most.

For retirees age 65 and older who are eligible for Medicare, along with their eligible dependents.

Once you turn 65, you’ll need to enroll in Medicare, or you’ll have no medical coverage.

Your United Healthcare (UHC) medical plan becomes Prescription Only coverage through OptumRx, with the effective date of your Medicare coverage. You are automatically enrolled in this prescription coverage when you turn age 65. [Link > Rx content]

Your medical coverage options once you are 65 or older:

  • Medicare Parts A and B
    Medicare covers hospital stays and medical services.
    Part A: Hospital insurance
    Part B: Medical insurance
  • Medicare Advantage Plans (in the marketplace)
    These plans combine Parts A and B and are offered by private insurance companies through the marketplace. Most include prescription drug coverage (Part D) and may offer extra benefits like dental, vision, and hearing services.

How to apply for Medicare

You automatically receive a Medicare application when applying for Social Security benefits. If you decide to defer your Social Security benefits, initiate your Medicare enrollment with Social Security by phone or online.

When you turn 65, you’ll need prescription drug coverage to avoid gaps in benefits and to avoid potential Medicare penalties. That’s why we offer prescription drug coverage to retirees enrolled in a LS&Co. United Healthcare Plan. You pay full premiums for this coverage.

Automatic coverage while you decide

To ensure you have continuous prescription coverage, LS&Co. automatically enrolls UHC medical plan participants in prescription coverage through Optum Rx when you (or eligible dependents) turn 65. This gives you time to explore your options and decide what works best for you. Your drug cost depends on where you fill prescriptions (retail or mail order) and the type of drug.

You can waive or terminate this automatic prescription coverage at any time.

Optum Rx ID card

You must use your Optum Rx ID card for all prescription claims — it’s the only way to get coverage.

  • Call Optum Rx at +1-855-475-5082
  • Give providers your Optum Rx retiree medical plan ID (923812) if you need care before receiving your ID card

Questions about your prescriptions?

Connect with Integrity Pharmaceutical Advisors (IPA) when you need help. For example, if coverage was denied, you didn’t receive a mail-order refill, or a prescription cost more than expected; IPA Concierge can be your advocate.

Registered pharmacists are ready to help you navigate any challenges — at no cost to you.

Your long-term prescription coverage options

  • Enroll in a Medicare Part D prescription drug plan, or
  • Enroll in a Medicare Advantage plan that includes drug coverage

Important: If you go longer than 63 days without prescription drug coverage, you may face late-enrollment penalties and higher premiums.

About creditable coverage

Prescription coverage through LS&Co. is considered “creditable coverage,” meaning it meets Medicare standards and is expected to pay out as much as standard Medicare drug coverage. This protects you from paying a higher premium (Part D penalty) if you enroll in Medicare Part D later. 

We’ve partnered with Allsup Benefits Coordination to ensure you have access to the best, most cost-effective health insurance options. A dedicated specialist will consult with you about your health plan decisions. LS&CO covers the service cost, so it’s completely free to you.

How Allsup Helps

Your benefits expert will:

  • Walk you through available medical plans
  • Compare our plans to Medicare options
  • Help you find the most cost-effective coverage for you and your family
  • Guide you through enrollment

Why Allsup?

Allsup is a premier nationwide provider of healthcare benefits services, having helped more than 150,000 people enroll in Medicare.

Get Started Today

Call 888-271-1173 or chat at allsuplls.com
Monday–Friday, 8 a.m.–5 p.m. Central time

Your Personal Medicare Guide
We make it simple—and free

Medicare involves many decisions. Allsup Benefits Coordination educates you on all things Medicare, walking you through options based on your doctors, hospitals, medications, healthcare needs, and budget. We’ll even compare LS&CO healthcare plans to help you decide what works better for your situation.

Home Office retirees (including covered dependents 65 years or older) are eligible to continue dental coverage you elected as an employee.

  • Benefits for preventive, basic, and major dental services—plus orthodontic and other implants
  • Available through Delta Dental, the largest provider of dental insurance in the U.S.
  • Waive or terminate coverage anytime during the year [Link > Making a change content section]
  • Coverage automatically continues when you turn 65 years old, if you keep your premiums current

Important: If you choose to terminate your coverage, you will not be allowed to reinstate your coverage at any time.

Benefits

Delta Dental PPO dentists**

Delta Dental Premier dentists**

Non-Delta Dental dentists**

Deductibles

Per member / per family each calendar year

$50/
$200

$50/
$200

$50/
$200

Deductible waived for Diagnostic & Preventive?

Yes, for all Dentists

Deductible waived for Orthodontics?

Yes, for all Dentists

Maximums

Per member each calendar year

$1,500

$1,500

$1,500

D&P count toward maximum?

No, for all Dentists

Covered Services*

Delta Dental PPO dentists**

Delta Dental Premier dentists**

Non-Delta Dental dentists**

Diagnostic & Preventive Services (D&P)

Exams, Cleanings, X-Rays and Sealants

100%

100%

100%

Basic Services

Fillings, Space Maintainers, Simple Extractions and Denture Repair/Reline/Rebase

80%

80%

80%

Endodontics

Root Canals

80%

80%

80%

Periodontics

Surgical and Non-Surgical Periodontics

80%

80%

80%

Oral Surgery

50%

50%

50%

Major Services

Crowns, Inlays, Onlays and Cast Restorations

50%

50%

50%

Prosthodontics

Bridges and Dentures

50%

50%

50%

Implants

Implant Services

80%

80%

80%

Orthodontic Services

Adult and Dependent Children

50%

50%

50%

Orthodontic Maximums

$1,500 Lifetime

$1,500 Lifetime

$1,500 Lifetime

For eligibility details, refer to the plan’s Evidence/Certificate of Coverage (on file with your benefits administrator, plan sponsor or employer).
* Limitations or waiting periods may apply for some benefits; some services may be excluded from your plan. Reimbursement is based on Delta Dental maximum contract allowances and not necessarily each dentist’s submitted fees.
** Reimbursement is based on PPO contracted fees for PPO Dentist, Premier contracted fees for Premier dentists and program allowance for non-Delta Dental dentists.
  • Use Delta Dental PPO network dentists (they’ve agreed to reduced fees, so you save more)
  • Find PPO dentists at deltadentalins.com
  • Can’t find a PPO dentist? Try Delta Dental Premier® dentists (set fees, another way to save)
  • Bonus discounts: access savings on:
    • LASIK procedures (call QualSight at +1-855-248-2020)
    • Hearing aid (call Amplifon at +1-888-779-1429)
  • Set up your online account at deltadentalins.com to check benefits, eligibility, and find dentists
  • Lighten your wallet: No ID card needed for visits (just provide your name, birth date, and Social Security Number when you check in)
  • Download or print digital ID card if preferred from your online account
  • Dual coverage? Ask your dental office to include information about both plans with your claim

All retirees (including those 65 years or older) qualify for the VSP Vision Savings Pass discount program.

Best part? No enrollment required and no premiums. This is a discount vision program, not an insurance plan. Your VSP Vision Savings Pass can be used as often as you like throughout the year — perfect for updating your look or getting backup glasses.

Get immediate savings on eye care and eyewear through VSP’s trusted network of doctors:

Benefit

Savings

  • $50 with purchase of a complete pair of prescription glasses
  • 20% savings on exam only (without glasses purchase)
  • Available once per calendar year
  • Retinal screening included (guaranteed pricing, not to exceed $39)

With purchase of a complete pair of prescription glasses:

  • Single version: $40
  • Lined bifocals: $60
  • Lined trifocals: $75
  • Average 30% savings on progressives, scratch-resistant coatings, and anti-reflective coatings
  • 25% savings when purchasing a complete pair of prescription glasses
  • 15% savings on contact lens exam (fitting and evaluation)
  • 20% savings on unlimited non-prescription sunglasses from any VSP doctor within 12 months of your last WellVision Exam
  • Average 15% off regular price or 5% off promotional price (from contracted facilities)

Choose VSP’s extensive network of private-practice doctors and retail chains — convenient locations, easy access:

  • Visionworks
  • Walmart
  • Costco and Sam’s Club
  • Pearle Vision
  • AccuVision
  • Rosin Eyecare
  • MyEyeDr.
  • EyeCare Centers

Plus, thousands of independent VSP network doctors nationwide.

TruHearing offers up to 60% off hearing aids for all VSP members and their families. Pro tip: Check first — hearing aids are usually covered by your medical plan. Visit vsp.com to learn more (including information on non-VSP providers).

Get started

Find a VSP network doctor at vsp.com or call +1-800-877-7195.

Tell your VSP network doctor that you’re a VSP member to save immediately on your eye exam and eyewear.

Take advantage of your VSP Vision Savings Pass over and over — use is unlimited on materials.

Contact VSP

  • Visit vsp.com
  • Call +1-800-877-7195

Lake days or world travel? Whatever your retirement looks like, life insurance provides financial protection for you and your family.

Home Office retiree

LS&Co. provides $5,000 basic term life coverage — at no cost to you.

Distribution Center retiree

LS&Co. provides $2,000 basic term life coverage — at no cost to you.

The benefit is paid to your beneficiary on file after your death. Keep your beneficiaries current so your insurance goes to your intended loved ones.

If you enrolled in supplemental life at retirement: 

  • Home Office: Coverage automatically reduces to $20,000 at age 65 (regardless of which option you chose)
  • Distribution Center: Option to elect $8,000 if you enrolled as an active employee
  • You can’t change your coverage level
  • Cost for coverage is deducted from your monthly pension check or through Inspira Financial
  • You can terminate your coverage anytime but will not be able to re-enroll

How to name, add, or update life insurance beneficiary

  • Complete the Beneficiary Designation form
  • Email completed form to Ask HR or fax to Ask HR at +1-415-978-9853

Got questions about retirement savings and income? Log in to Fidelity NetBenefits for answers.

What you can do online

  • Update your personal information
  • Report life changes or death
  • Change direct deposit
  • Request replacement check
  • Report address, tax withholding, or forgery incidents
  • Request duplicate 1099-R (IRS form)
  • Verify pension benefits

Contact Fidelity

As part of the LS&Co. family, you have access to exclusive retiree benefits and support when you need it most.

Your Levi Strauss & Co. Retiree Discount

Enjoy generous savings across our brands, including special discounts on Levi’s® and Beyond Yoga products, available both in-store and online. You can stack your savings with extra discounts on sale items, and family members shopping with you receive the same benefits.

How to Use Your Discount

In-store
Simply provide your retiree ID number at checkout.

Online at Levi.com
If you don’t already have an account, click “Sign Up” at the top of the Levi.com page and enter your name, email address, and password. Once your account is created, email Retirees@levi.com to link your discount. After linking, your discount will automatically apply at checkout.

Beyond Yoga Discount
Create an account at https://beyondyoga.com/pages/employee-area using your personal email address, then complete the one-time registration on the employee registration page:

  • Employee ID: Your Beyond Yoga/Levi employee number
  • Last Name: Your last name
  • Secure Key: Spacedye1906 (required to register)

Red Tab Foundation

The Red Tab Foundation, an independent LS&Co. entity, provides quick, flexible cash grants to LS&Co. employees, retirees, and families facing unexpected financial hardship. When times get tough, we’re here to help.

Grants can help with keeping the lights on, paying mortgage/rent, buying groceries, paying for prescriptions, and more. These critical interventions are lifesavers when you need support the most.

Need help?

Home Office

Ask HR

Phone: +1-844-474-5384
Email: askhr@levi.com
Fax: +1-415-978-9853

Si quisiera hablar con alguien en español, por favor llame al +1-844-474-5384